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Peoria Driving Without Insurance Lawyer

Driving without insurance is a serious offense that can come with lasting repercussions, but just because you’ve been charged doesn’t mean you are guilty. That said, the time to act is now. Don’t let a momentary lapse in insurance coverage define your future—empower yourself with dedicated legal representation that will guide you toward the best possible outcome. Contact a Peoria driving without insurance lawyer from Giraudo Law, Inc. today.

Driving Without Insurance Lawyer | Defending Clients in Illinois

We understand that life can present unexpected challenges, and finding yourself facing the consequences of driving without insurance can be overwhelming. Fortunately, if you’re reading this, you are in the right place. Speak with a seasoned Peoria traffic ticket lawyer here at our firm for guidance and steadfast advocacy through each step of your case.

Penalties for Driving Without Insurance in Illinois

Illinois law requires all drivers to carry minimum liability insurance coverage of $25,000 per person, $50,000 per accident for bodily injury, and $20,000 for property damage. Additionally, drivers must carry uninsured motorist coverage of $25,000 per person and $50,000 per accident for bodily injury. If you fail to comply with these requirements, you may face the following penalties:

  • For the first offense, a fine of $500 to $1,000, license and registration suspension for up to three months, and a $100 reinstatement fee
  • For the second offense within one year, a fine of $1,000, license and registration suspension for four months, and a $100 reinstatement fee
  • For the third or subsequent offense within one year, a fine of $1,000 plus an additional $2,500 if involved in an accident, license and registration suspension for six months, and a $100 reinstatement fee
  • For any offense, a requirement to file an SR-22 certificate of financial responsibility for three years or more

An SR-22 is a document that proves that you have adequate insurance coverage. It is filed by your insurance company with the Illinois Secretary of State. Having an SR-22 can increase your insurance premiums significantly and make it harder to find affordable coverage.

The prospect of having your driver’s license suspended can have a lasting impact on your life. It can affect your ability to commute to work, school, or even just spend time with friends and family. That’s why if you’re accused of driving without insurance, you must hire a competent lawyer to fight for you and defend your future.

Contact Giraudo Law, Inc. Today

Don’t face your charges alone–contact an attorney who truly cares. Contact Giraudo Law, Inc. today so we can get started working on your case.

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